DSCR up to 8 units in Fresno, TX

DSCR loan in Fresno, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Fresno, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Fresno, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Fresno, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Fresno, TX real estate investors have you covered.

Investment Opportunities in Fresno, TX

Benefits of DSCR Loan in Fresno, Texas

DSCR (Debt Service Coverage Ratio) loans offer numerous advantages to borrowers in Fresno, Texas. These loans provide a way for real estate investors to secure financing based on the property's income rather than personal income. This means that even if the borrower has a lower personal income, as long as the property's cash flow is sufficient, they can still qualify for the loan.

Demographically, Fresno, Texas, is a diverse and growing community. With a mix of urban and suburban characteristics, Fresno attracts a range of residents from different cultural backgrounds. The population is projected to continue increasing, showing a promising outlook for real estate investment in the area.

The housing market in Fresno, Texas, is showing steady growth and stability. With a demand for housing fueled by the area's population growth, property values are appreciating. This makes Fresno an attractive location for real estate investors looking for long-term returns on their investments.

Some main attractions in Fresno and the surrounding area include scenic parks, cultural sites, and proximity to major cities like Houston. Residents and visitors can enjoy outdoor recreational activities, cultural events, and easy access to metropolitan amenities, making Fresno a desirable place to live and invest in real estate.

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