DSCR up to 8 units in Fullerton, CA

DSCR loan in Fullerton, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Fullerton, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Fullerton, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Fullerton, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Fullerton, CA real estate investors have you covered.

Investment Opportunities in Fullerton, CA

Benefits of a DSCR Loan in Fullerton, California

DSCR (Debt Service Coverage Ratio) loans provide a reliable financing option for real estate investors in Fullerton, California. These loans are beneficial due to their emphasis on property income rather than personal credit, making them accessible to a wide range of investors.

Fullerton, California, boasts a diverse population with a mix of young professionals, families, and students. The city's rich cultural heritage is reflected in its various neighborhoods, offering a vibrant community with a range of amenities and services.

The housing market in Fullerton is dynamic, with a mix of historic homes, modern developments, and rental properties. The median home price in Fullerton is competitive, making it an attractive location for both buyers and investors looking for a stable market with potential for appreciation.

Main attractions in Fullerton include the renowned Fullerton Arboretum, offering a tranquil escape into nature, and the popular Downtown Fullerton with its array of dining and entertainment options. With its proximity to beaches, parks, and major cities, Fullerton provides a balanced lifestyle for residents and visitors alike.

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