DSCR up to 8 units in Fulton, AL

DSCR loan in Fulton, AL is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Fulton, AL, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Fulton, AL

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Fulton, AL can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Fulton, AL real estate investors have you covered.

Investment Opportunities in Fulton, AL

Benefits of DSCR Loan in Fulton, Alabama

DSCR (Debt Service Coverage Ratio) loans offer several advantages for real estate investors in Fulton, Alabama. These loans help investors leverage their assets, maximize cash flow, and improve overall financial stability.

Demographically, Fulton is a small, close-knit community located in Alabama, with a population that values the local charm and welcoming atmosphere. The town has a diverse population mix, making it a unique and inclusive place to live and invest in real estate.

The housing market in Fulton is promising, with steady appreciation rates and a balanced supply of properties. The availability of DSCR loans further boosts the market by providing affordable financing options for both residential and commercial properties.

Some main attractions in Fulton include the beautiful Lake Sinclair, offering recreational activities like fishing and boating, as well as the historic downtown area with its quaint shops and restaurants. These attractions add to the overall appeal of investing in real estate in Fulton.

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