DSCR up to 8 units in Gainesville, TX

DSCR loan in Gainesville, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Gainesville, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Gainesville, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Gainesville, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Gainesville, TX real estate investors have you covered.

Investment Opportunities in Gainesville, TX

Benefits of DSCR Loan in Gainesville, Texas

DSCR (Debt Service Coverage Ratio) loans offer several advantages for borrowers in Gainesville, Texas. These loans assess the borrower's ability to cover the mortgage payment based on property income, providing flexibility and opportunities for real estate investors.

Demographically, Gainesville is a charming city with a population that values small-town living. The community is close-knit, and residents enjoy a mix of historic landmarks and modern amenities, attracting families and retirees alike.

The housing market in Gainesville is dynamic, offering diverse options from historic homes to new developments. With the DSCR loan option, investors can capitalize on the growing market potential, obtaining financing tailored to rental properties and commercial real estate ventures.

Gainesville boasts various attractions, including the Frank Buck Zoo, Leonard Park, and the Morton Museum of Cooke County. Outdoor enthusiasts can explore the nearby Moss Lake or enjoy hiking trails, while history buffs appreciate the city's heritage sites.

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