DSCR up to 8 units in Gallatin, TX

DSCR loan in Gallatin, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Gallatin, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Gallatin, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Gallatin, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Gallatin, TX real estate investors have you covered.

Investment Opportunities in Gallatin, TX

Benefits of DSCR Loan in Gallatin, Texas

DSCR (Debt Service Coverage Ratio) loans offer numerous advantages for potential homeowners in Gallatin, Texas. These loans are ideal for real estate investments due to their focus on the property's income potential rather than the borrower's credit score, making them more accessible to a wider range of individuals.

Demographics in Gallatin, Texas, show a diverse community with a mix of age groups and occupations. The town's population enjoys a relatively low cost of living compared to nearby urban areas, making it an attractive option for families, retirees, and young professionals looking to settle down.

The housing market in Gallatin, Texas, is robust yet affordable, offering a range of options from cozy single-family homes to spacious ranch-style properties. With the help of DSCR loans, prospective buyers can capitalize on the town's growing real estate market and secure their dream home at competitive rates.

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