DSCR up to 8 units in Galveston, TX

DSCR loan in Galveston, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Galveston, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Galveston, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Galveston, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Galveston, TX real estate investors have you covered.

Investment Opportunities in Galveston, TX

Benefits of DSCR Loans in Galveston, Texas

DSCR loans, also known as Debt Service Coverage Ratio loans, offer numerous advantages to borrowers in Galveston, Texas. These loans are particularly beneficial for investors as they provide higher loan amounts, lower interest rates, and flexible repayment options. Borrowers can take advantage of these loans to finance various real estate investments such as rental properties, commercial buildings, and development projects.

Galveston, a coastal city in Texas, boasts a vibrant demographic mix with a population of diverse backgrounds and age groups. The city's population is known for its friendly and welcoming nature, creating a close-knit community atmosphere. The city's demographics offer a unique blend of cultures, making Galveston an inclusive and dynamic place to live and invest.

In terms of the housing market, Galveston offers a range of opportunities for buyers and investors alike. The city has a mix of historic homes, modern condos, and waterfront properties, catering to various preferences and budgets. The housing market in Galveston is relatively stable, with steady appreciation rates over the years, making it an attractive location for potential real estate investments.

Some main attractions in Galveston include the historic Pleasure Pier, famous for its amusement rides and waterfront dining options. The city is also known for its beautiful beaches, such as Stewart Beach and East Beach, attracting tourists and residents alike. Moreover, attractions like Moody Gardens and the Bishop's Palace add to the charm of Galveston, making it a popular destination for visitors and a desirable place to call home.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
Book Your Appointment
Book now