DSCR up to 8 units in Gantt, AL

DSCR loan in Gantt, AL is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Gantt, AL, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Gantt, AL

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Gantt, AL can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Gantt, AL real estate investors have you covered.

Investment Opportunities in Gantt, AL

Benefits of DSCR Loan in Gantt, Alabama

DSCR (Debt Service Coverage Ratio) loans offer favorable terms for borrowers in Gantt, Alabama, providing financial flexibility and stability by ensuring that the property's income is sufficient to cover loan payments. This can be particularly advantageous for real estate investors and property owners in Gantt looking to expand their portfolios or improve their existing properties.

Demographics: Gantt, Alabama, is a small town with a close-knit community. The population is diverse, with a mix of young families, retirees, and working professionals. The town boasts a low cost of living, making it an attractive option for those looking for affordable housing and a peaceful environment.

Housing Market: The housing market in Gantt, Alabama, offers a range of options for both buyers and renters. With a variety of single-family homes, apartments, and townhouses available, there is something for everyone. The market is stable, with moderate appreciation rates, making it a good investment opportunity for those looking to buy property in the area.

Main Attractions: Despite its small size, Gantt has several main attractions that draw visitors and residents alike. The town is known for its scenic views, outdoor recreational activities, and friendly community events. From hiking trails to local festivals, Gantt offers a relaxed and enjoyable lifestyle for its residents.

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