DSCR up to 8 units in Garciasville, TX

DSCR loan in Garciasville, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Garciasville, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Garciasville, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Garciasville, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Garciasville, TX real estate investors have you covered.

Investment Opportunities in Garciasville, TX

Benefits of DSCR Loan in Garciasville, Texas

DSCR loans in Garciasville, Texas offer numerous benefits to borrowers. One of the key advantages is the Debt Service Coverage Ratio (DSCR), which allows lenders to evaluate the borrower's ability to cover the loan payments. This can result in lower interest rates and higher loan amounts.

Demographically, Garciasville is a vibrant community with a mix of Hispanic and Caucasian residents. The area has a rich cultural heritage and a strong sense of community. The population is diverse, with a mix of young families and retirees, creating a dynamic living environment.

In terms of the housing market, Garciasville offers a range of housing options, including single-family homes, townhouses, and apartments. The market is relatively stable, with moderate appreciation rates. DSCR loans can help potential buyers secure financing for their dream home in this picturesque Texas town.

Some of the main attractions in Garciasville include the scenic Falcon State Park, known for its outdoor recreational activities such as fishing and boating. The area also boasts cultural sites like the Garcia House Museum, showcasing the local history and heritage.

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