DSCR up to 8 units in Garden Valley, CA

DSCR loan in Garden Valley, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Garden Valley, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Garden Valley, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Garden Valley, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Garden Valley, CA real estate investors have you covered.

Investment Opportunities in Garden Valley, CA

Benefits of a Debt-Service Coverage Ratio (DSCR) Loan in Garden Valley, California

DSCR loans offer numerous benefits to borrowers in Garden Valley, California. These loans are ideal for real estate investments as they provide financing based on the property's income, not just the borrower's credit score. This means investors can secure funding even with lower personal credit ratings, making it accessible to a wider range of individuals.

Furthermore, DSCR loans typically offer lower interest rates compared to traditional mortgages, resulting in cost savings over the loan term. The flexibility of these loans allows investors to fund various property types, from residential to commercial, fostering diversity in real estate portfolios.

Another advantage of DSCR loans is the potential for higher loan amounts, enabling borrowers to undertake larger projects or acquire multiple properties simultaneously. This scalability makes it a popular choice among seasoned investors looking to expand their holdings in Garden Valley.

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