DSCR up to 8 units in Gardena, CA

DSCR loan in Gardena, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Gardena, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Gardena, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Gardena, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Gardena, CA real estate investors have you covered.

Investment Opportunities in Gardena, CA

DSCR Loan Benefits in Gardena, California

DSCR (Debt-Service Coverage Ratio) loans offer significant benefits for borrowers in Gardena, California. This type of loan provides a clear picture of the borrower's ability to cover mortgage payments and other debts. It is especially useful for real estate investors and commercial property owners as it helps in securing financing based on property income rather than personal income.

Gardena, California, is a diverse and growing city with a population that includes a mix of cultures and backgrounds. The city's demographics reflect its vibrant community, offering a range of services and amenities to cater to its residents' needs. With a strategic location in the South Bay area of Los Angeles County, Gardena provides easy access to major freeways and airports.

The housing market in Gardena, California, presents opportunities for both buyers and sellers. With a range of housing options from single-family homes to apartments, the market caters to different preferences and budgets. The city's real estate market has shown steady growth in recent years, making it an attractive investment location for those looking to buy or sell property.

Gardena, California, boasts a variety of attractions for residents and visitors alike. From beautiful parks and recreational facilities to shopping centers and restaurants, the city offers a dynamic mix of activities. Popular attractions include the Gardena Cinema, Rowley Memorial Park, and the Hustler Casino, providing entertainment options for all ages.

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