DSCR up to 8 units in Garrison, TX

DSCR loan in Garrison, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Garrison, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Garrison, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Garrison, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Garrison, TX real estate investors have you covered.

Investment Opportunities in Garrison, TX

Benefits of DSCR Loan in Garrison, Texas

A Debt-Service Coverage Ratio (DSCR) loan in Garrison, Texas offers numerous benefits to borrowers. One of the main advantages is that it is ideal for real estate investors looking to finance income-producing properties. The loan is evaluated based on the property's ability to generate enough income to cover the debt payments.

Garrison, Texas, located in Nacogdoches County, has a population of approximately 895 residents. The small town offers a close-knit community feel with a strong sense of belonging. The demographics of Garrison include a mix of families, retirees, and young professionals, making it a diverse and welcoming place to live.

The housing market in Garrison, Texas, is stable and presents opportunities for both buyers and sellers. With a median home value of around $150,000, the market is relatively affordable compared to neighboring areas. The availability of DSCR loans makes it easier for investors to enter the market and capitalize on the town's growth potential.

Garrison boasts several main attractions that draw visitors and residents alike. The historic downtown area features charming shops and restaurants, offering a taste of small-town Texas culture. Outdoor enthusiasts can explore the nearby Davy Crockett National Forest, known for its hiking trails and scenic views.

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