Get Approved at The Lowest Rate
DSCR loan in Geneva, AL is based on the property's cash flow without the borrower's income verification.
DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Geneva, AL, and many other cities throughout Texas and the US.
Buy-and-hold investors in Geneva, AL can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.
If you are looking at a single-family home, condo, townhome, or multiplex, our Geneva, AL real estate investors have you covered.
DSCR (Debt-Service Coverage Ratio) loans in Geneva, Alabama offer borrowers the advantage of lower down payments, longer repayment terms, and competitive interest rates. These loans are especially beneficial for investors or property owners looking to finance income-generating properties as the income of the property itself is taken into consideration for loan approval. Geneva, Alabama, with a population of around 4,400, boasts a tight-knit community with a low cost of living. The city is characterized by a diverse demographic profile, with a mix of families, young professionals, and retirees enjoying the small-town charm and Southern hospitality. The housing market in Geneva, Alabama, is stable with a variety of housing options ranging from historic homes to modern developments. The median home price is affordable, making it an attractive location for first-time homebuyers and investors alike. Main attractions in Geneva include the beautifully preserved downtown area, the historic Robert Fowler Park offering outdoor recreational activities, and the annual RiverFest celebration that showcases local culture, food, and music.
DSCR Loan Benefits in Geneva, Alabama
