DSCR up to 8 units in Georgetown, CA

DSCR loan in Georgetown, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Georgetown, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Georgetown, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Georgetown, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Georgetown, CA real estate investors have you covered.

Investment Opportunities in Georgetown, CA

Benefits of DSCR Loans in Georgetown, California

DSCR (Debt Service Coverage Ratio) loans offer several benefits to borrowers in Georgetown, California. These loans are ideal for real estate investors as they use the income generated by the property to qualify for financing. This means that personal income is not the determining factor for loan approval, making it easier for investors to secure funding for their property investments.

Georgetown, California, is a charming town known for its rich history and small-town feel. The demographics of Georgetown include a mix of families, retirees, and young professionals. The community is close-knit, and residents take pride in their town's heritage and natural beauty.

The housing market in Georgetown offers a variety of options for homebuyers and investors. From historic homes to modern developments, there is something for everyone in Georgetown. The market is stable, with steady appreciation rates, making it an attractive location for those looking to buy or invest in real estate.

Some main attractions in Georgetown include the Marshall Gold Discovery State Historic Park, where visitors can learn about the California Gold Rush, and the American River for outdoor activities like fishing and rafting. The town also boasts quaint shops, charming restaurants, and a vibrant arts community.

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