DSCR up to 8 units in Georgiana, AL

DSCR loan in Georgiana, AL is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Georgiana, AL, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Georgiana, AL

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Georgiana, AL can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Georgiana, AL real estate investors have you covered.

Investment Opportunities in Georgiana, AL

DSCR Loan Benefits in Georgiana, Alabama

When it comes to financing a property in Georgiana, Alabama, a Debt-Service Coverage Ratio (DSCR) loan can offer numerous advantages to borrowers. DSCR loans provide a more secure financing option by ensuring that the property's income is sufficient to cover the debt payments, reducing the risk for both the borrower and the lender.

Georgiana, Alabama, is a small town with a population of approximately 1,700 residents. The community is known for its Southern charm and friendly atmosphere. The town has a rich history and a strong sense of community pride, making it an ideal place to call home.

The housing market in Georgiana offers a mix of historic homes and new construction, providing options for buyers with various preferences. The median home value in Georgiana is affordable compared to the state average, making it an attractive location for first-time homebuyers or those looking to invest in rental properties.

While in Georgiana, visitors can explore attractions such as the Hank Williams Boyhood Home and Museum, celebrating the legendary country singer's early years in the town. Outdoor enthusiasts can enjoy the nearby Conecuh National Forest, offering opportunities for hiking, fishing, and camping in a picturesque setting.

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