DSCR up to 8 units in Gerber, CA

DSCR loan in Gerber, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Gerber, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Gerber, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Gerber, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Gerber, CA real estate investors have you covered.

Investment Opportunities in Gerber, CA

Benefits of a DSCR Loan in Gerber, California

A Debt Service Coverage Ratio (DSCR) loan in Gerber, California offers numerous benefits to borrowers. One key advantage is the lender's emphasis on the property's income-generating potential rather than the borrower's credit score, making it an attractive option for real estate investors and property owners.

Demographically, Gerber is a small rural town located in Tehama County, California. With a population of approximately 860 residents, Gerber boasts a tight-knit community atmosphere. The town has a diverse demographic makeup, with a mix of families, retirees, and individuals employed in agriculture and other local industries.

In terms of the housing market, Gerber offers a variety of residential properties ranging from single-family homes to larger agricultural estates. The market is characterized by affordable housing options, making it an ideal location for first-time homebuyers and investors looking to purchase rental properties.

Some of the main attractions in Gerber and its surrounding areas include the beautiful Sacramento River for outdoor recreation, Mount Shasta for hiking and skiing enthusiasts, and the nearby city of Redding with its shopping and dining options. Additionally, Gerber's agricultural roots are showcased through local farmers' markets and wineries that offer a taste of the region's produce.

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