DSCR up to 8 units in Gilbertown, AL

DSCR loan in Gilbertown, AL is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Gilbertown, AL, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Gilbertown, AL

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Gilbertown, AL can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Gilbertown, AL real estate investors have you covered.

Investment Opportunities in Gilbertown, AL

The Benefits of DSCR Loans in Gilbertown, Alabama

DSCR loans in Gilbertown, Alabama offer numerous benefits to borrowers. These loans provide a buffer against potential fluctuations in income, making it easier to manage mortgage payments. Additionally, DSCR loans typically require a lower down payment, making home ownership more accessible to a wider range of individuals.

In terms of demographics, Gilbertown is a charming town with a population that embodies a strong sense of community. The residents of Gilbertown take pride in their town's rich history and cultural heritage, creating a welcoming environment for newcomers and visitors alike.

When it comes to the housing market in Gilbertown, Alabama, there are a variety of options available to prospective buyers. From historic homes with unique architectural details to modern properties with all the amenities, Gilbertown offers something for everyone. The housing market in Gilbertown is stable, with steady appreciation rates making it a sound investment.

Some of the main attractions in Gilbertown include the scenic beauty of the surrounding countryside, which provides ample opportunities for outdoor recreation. Additionally, the town is home to a number of local shops and restaurants, where residents and visitors can enjoy a taste of Southern hospitality.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
Book Your Appointment
Book now