DSCR up to 8 units in Girard, TX

DSCR loan in Girard, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Girard, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Girard, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Girard, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Girard, TX real estate investors have you covered.

Investment Opportunities in Girard, TX

Benefits of DSCR Loan in Girard, Texas

DSCR loans, or Debt-Service Coverage Ratio loans, provide numerous benefits for individuals and businesses in Girard, Texas. These loans are ideal for real estate investments as they prioritize the property's income-generating potential over personal income or credit score. This can be advantageous for those looking to expand their real estate portfolio without relying solely on personal financial status.

Demographically, Girard, Texas, is a small but growing rural community with a population that values close-knit relationships and a strong sense of community. The cost of living is lower than in urban areas, making it an attractive location for families and retirees seeking a quieter, more affordable way of life.

The housing market in Girard offers a mix of traditional single-family homes, ranch-style properties, and new developments catering to various preferences and budgets. The availability of DSCR loans can further stimulate the market by providing investors with flexible financing options that promote growth and development within the community.

Main attractions in Girard include its scenic countryside, local parks, and proximity to outdoor recreational activities like fishing, hiking, and camping. The town's charming downtown area offers quaint shops and restaurants, adding to its appeal as a welcoming and picturesque place to call home.

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