DSCR up to 8 units in Gold Run, CA

DSCR loan in Gold Run, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Gold Run, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Gold Run, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Gold Run, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Gold Run, CA real estate investors have you covered.

Investment Opportunities in Gold Run, CA

Benefits of DSCR Loan in Gold Run, California

A Debt-Service Coverage Ratio (DSCR) loan in Gold Run, California, offers several advantages to potential borrowers. The primary benefit is that it allows investors to secure financing for income-generating properties without relying solely on personal credit scores. This type of loan focuses on the property's income potential rather than the borrower's financial history, making it an attractive option for real estate investors.

Demographics: Gold Run, California, is a small town with a population of around 1250 residents. The community is known for its tight-knit feel and welcoming atmosphere. The town has a mix of families, retirees, and young professionals, creating a diverse and vibrant community.

Housing Market: The housing market in Gold Run is stable, with a median home price of $400,000. The market is attractive to both buyers and sellers, offering a variety of housing options from historic homes to modern developments. With the help of DSCR loans, investors can take advantage of the steady appreciation in property values in the area.

Main Attractions: Gold Run is located in the Sierra Nevada mountains, offering residents and visitors access to outdoor activities such as hiking, fishing, and skiing. The town is also known for its historical sites, including the Gold Run Cemetery and the Gold Run Schoolhouse. The proximity to Lake Tahoe and Sacramento makes Gold Run a desirable location for those seeking a peaceful lifestyle with access to urban amenities.

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