DSCR up to 8 units in Golden, TX

DSCR loan in Golden, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Golden, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Golden, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Golden, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Golden, TX real estate investors have you covered.

Investment Opportunities in Golden, TX

Benefits of DSCR Loan in Golden, Texas

DSCR loans in Golden, Texas offer several advantages to potential borrowers. One of the key benefits is the ability to secure financing based on the property's income potential rather than personal income. This can be particularly beneficial for investors looking to purchase rental properties or commercial buildings in Golden.

Demographically, Golden, Texas is a charming rural community with a population that values a slower pace of life. The town has a strong sense of community, making it an attractive place for families and retirees looking to settle down. The cost of living is reasonable, and the overall quality of life is high.

In terms of the housing market, Golden, Texas offers a mix of affordable properties and larger estate homes. The market is stable, with steady demand for both rental and sales properties. With the help of a DSCR loan, investors can take advantage of the favorable market conditions to expand their real estate portfolios in this area.

Some main attractions in Golden include the picturesque Piney Woods, perfect for outdoor enthusiasts. The nearby Lake Fork Reservoir is renowned for its fishing opportunities, attracting anglers from far and wide. Additionally, the town has a rich history that can be explored through its museums and historic sites.

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