DSCR up to 8 units in Goldthwaite, TX

DSCR loan in Goldthwaite, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Goldthwaite, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Goldthwaite, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Goldthwaite, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Goldthwaite, TX real estate investors have you covered.

Investment Opportunities in Goldthwaite, TX

Benefits of DSCR Loan in Goldthwaite, Texas

DSCR loans offer competitive interest rates which can save borrowers money over the life of the loan. These loans are ideal for investors looking to finance rental properties as the Debt-Service Coverage Ratio takes into consideration rental income, providing more flexibility for borrowers.

Goldthwaite, Texas, with a population of approximately 1,800 residents, boasts a rich history and a tight-knit community. The median household income is $36,875, and the cost of living is lower than the national average, making it an attractive place to settle down.

The housing market in Goldthwaite is diverse, offering a mix of historic homes and modern properties. With a median home value of $79,500, the market is affordable for buyers. Home appreciation rates have been steady, making it a stable investment opportunity.

Main attractions in Goldthwaite include the historic Mills County Courthouse, Colorado Bend State Park, known for its scenic trails and camping facilities, and the annual town festivals that celebrate local culture and heritage.

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