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DSCR loan in Goleta, CA is based on the property's cash flow without the borrower's income verification.
DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Goleta, CA, and many other cities throughout Texas and the US.
Buy-and-hold investors in Goleta, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.
If you are looking at a single-family home, condo, townhome, or multiplex, our Goleta, CA real estate investors have you covered.
DSCR loans in Goleta provide borrowers with a Debt Service Coverage Ratio that ensures financial stability and lower risk. This type of loan is ideal for investors seeking to finance income-generating properties as it assesses the property's ability to generate income to cover debt obligations. Demographics Goleta, located in Santa Barbara County, California, boasts a diverse population with a mix of young professionals, families, and retirees. The city enjoys a Mediterranean climate, making it an attractive place to live for people of all ages. Housing Market The housing market in Goleta is competitive but offers a range of options from cozy condos to spacious single-family homes. With a median home value above the national average, the market is stable and presents opportunities for both homebuyers and investors. Main Attractions Goleta is home to beautiful beaches, hiking trails, and parks, attracting outdoor enthusiasts and nature lovers. The city also features a vibrant arts and culture scene, with museums, art galleries, and local events that showcase the community's creativity and heritage.
Benefits of DSCR Loan in Goleta, California
