DSCR up to 8 units in Gonzales, TX

DSCR loan in Gonzales, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Gonzales, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Gonzales, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Gonzales, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Gonzales, TX real estate investors have you covered.

Investment Opportunities in Gonzales, TX

Benefits of DSCR Loans in Gonzales, Texas

DSCR (Debt-Service Coverage Ratio) loans offer numerous advantages for real estate investors in Gonzales, Texas. These loans provide a way to finance investment properties without relying solely on personal income, as the property's income is a key factor in loan approval.

Demographics in Gonzales show a rich cultural heritage with a mix of Hispanic, White, and African American residents. The population is around 8,000 and the median household income is $39,000, making it an attractive market for real estate investment.

The housing market in Gonzales is robust, with a median home price of $170,000, making it an affordable option for investors. Rental demand is high due to a growing job market and proximity to San Antonio, attracting tenants seeking a balance between urban amenities and small-town charm.

Main attractions in Gonzales include the historic Gonzales Memorial Museum, where visitors can learn about the town's role in Texas history, and the scenic Gonzales River Park, offering outdoor recreation opportunities for residents and visitors.

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