DSCR up to 8 units in Graham, AL

DSCR loan in Graham, AL is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Graham, AL, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Graham, AL

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Graham, AL can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Graham, AL real estate investors have you covered.

Investment Opportunities in Graham, AL

Benefits of DSCR Loan in Graham, Alabama

A Debt Service Coverage Ratio (DSCR) loan in Graham, Alabama offers numerous advantages to borrowers. One major benefit is that DSCR loans are ideal for real estate investors as they are based on the property’s income rather than the borrower's credit score. This makes it easier for individuals with lower credit scores to secure financing for investment properties.

Graham, Alabama, a small town with a population of around 2000 residents, offers a peaceful and close-knit community atmosphere. The town's demographics primarily consist of families and retirees who enjoy the quiet lifestyle away from the hustle and bustle of larger cities.

The housing market in Graham, Alabama, is stable and affordable, making it an attractive option for both first-time homebuyers and property investors. The average home price in Graham is below the national average, providing opportunities for individuals looking to purchase property without breaking the bank.

While Graham may be a small town, it has its own charm and unique attractions. Visitors and residents can explore the beautiful outdoor spaces such as Graham Park or enjoy local events like the annual Graham Strawberry Festival, which celebrates the town's agricultural heritage.

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