DSCR up to 8 units in Grass Valley, CA

DSCR loan in Grass Valley, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Grass Valley, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Grass Valley, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Grass Valley, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Grass Valley, CA real estate investors have you covered.

Investment Opportunities in Grass Valley, CA

DSCR Loan Benefits in Grass Valley, California

Debt-Service Coverage Ratio (DSCR) loans offer numerous benefits to borrowers in Grass Valley, California. These loans provide a reliable financing option for both commercial properties and investment real estate. DSCR loans typically require lower down payments, have competitive interest rates, and offer longer repayment terms, making them a popular choice among borrowers.

In terms of demographics, Grass Valley has a population of around 13,000 residents, with a median household income higher than the national average. The area is known for its vibrant arts community, historic downtown, and a strong sense of community. Grass Valley attracts a mix of retirees, young professionals, and families seeking a high quality of life.

The housing market in Grass Valley is characterized by a diverse range of properties, including historic homes, ranch-style houses, and modern developments. The real estate market in Grass Valley is currently experiencing steady appreciation in property values, making it an attractive investment opportunity for potential buyers and investors.

Some of the main attractions in Grass Valley include the Nevada County Fairgrounds, Empire Mine State Historic Park, and the Center for the Arts. These attractions offer a mix of cultural, recreational, and entertainment opportunities for residents and visitors alike, adding to the appeal of living in Grass Valley.

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