DSCR up to 8 units in Graton, CA

DSCR loan in Graton, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Graton, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Graton, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Graton, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Graton, CA real estate investors have you covered.

Investment Opportunities in Graton, CA

Benefits of DSCR Loan in Graton, California

A Debt Service Coverage Ratio (DSCR) loan in Graton, California offers various benefits to borrowers. One key advantage is that these loans are particularly attractive to investors because they evaluate the property's income potential rather than the borrower's credit score.

Graton, California, a charming small town in Sonoma County, boasts a population of approximately 1,700 residents. The town is known for its rich agricultural history, with vineyards and apple orchards dotting the picturesque landscape.

The housing market in Graton is dynamic, with a mix of historic homes and modern properties. The average home price in Graton is around $900,000, and the market is currently experiencing steady growth due to its proximity to popular wine country destinations.

Some main attractions in Graton include the Graton Gallery, a vibrant art space showcasing local artists, and the Willow Wood Market Cafe, a beloved spot for delicious food and community gatherings. Additionally, the town is a short drive from the stunning Sonoma Coast and various wineries.

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