DSCR up to 8 units in Graysville, AL

DSCR loan in Graysville, AL is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Graysville, AL, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Graysville, AL

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Graysville, AL can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Graysville, AL real estate investors have you covered.

Investment Opportunities in Graysville, AL

Benefits of DSCR Loan in Graysville, Alabama

A Debt Service Coverage Ratio (DSCR) loan in Graysville, Alabama presents several advantages to potential homebuyers. This type of loan assesses the borrower's ability to cover both principal and interest payments. By providing a clearer picture of the borrower's financial health, DSCR loans can help secure better loan terms and lower interest rates.

Graysville, Alabama, a quaint town with a population of approximately 2,190, offers a close-knit community for residents. The demographic makeup includes a mix of families, young professionals, and retirees. The town's charming atmosphere and friendly locals create a welcoming environment for new residents.

The housing market in Graysville, Alabama, is characterized by affordable home prices compared to surrounding areas. The median home value is below the national average, making it an attractive location for first-time homebuyers or those looking to invest in property. With the aid of DSCR loans, buyers can make informed decisions and navigate the real estate market with confidence.

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