DSCR up to 8 units in Gridley, CA

DSCR loan in Gridley, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Gridley, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Gridley, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Gridley, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Gridley, CA real estate investors have you covered.

Investment Opportunities in Gridley, CA

DSCR Loan Benefits in Gridley, California

A Debt-Service Coverage Ratio (DSCR) loan in Gridley, California offers numerous benefits to borrowers. One of the key advantages is that it helps assess the borrower's ability to cover their debt obligations. This provides lenders with a clear picture of the borrower's financial health and repayment capacity.

Gridley, California, is a vibrant community with a diverse demographic makeup. The town has a population of approximately 7,000 residents. The area boasts a mix of young families, working professionals, and retirees. Its welcoming atmosphere and strong community spirit make it an ideal place to call home.

The housing market in Gridley, California, offers a range of affordable options for prospective buyers. With median home prices below the state average, Gridley presents an attractive opportunity for first-time homebuyers and investors alike. The market is stable, with steady appreciation rates over the years.

Gridley, California, is known for its rich history, cultural events, and natural beauty. Some of the main attractions include the Gridley Museum, which showcases the town's past, and the Gridley Biggs Cemetery, a historical landmark. Outdoor enthusiasts can enjoy the nearby Feather River and Sutter Buttes for recreational activities.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
Book Your Appointment
Book now