DSCR up to 8 units in Guin, AL

DSCR loan in Guin, AL is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Guin, AL, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Guin, AL

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Guin, AL can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Guin, AL real estate investors have you covered.

Investment Opportunities in Guin, AL

Benefits of DSCR Loans in Guin, Alabama

DSCR (Debt Service Coverage Ratio) loans offer numerous benefits for individuals in Guin, Alabama. These loans provide a way to finance investment properties with a focus on the property's income-generating potential rather than the borrower's credit score.

Guin, Alabama, is a small yet vibrant community with a population that values a tight-knit atmosphere and southern hospitality. The town boasts a diverse demographic with a mix of families, retirees, and young professionals, creating a dynamic and welcoming environment.

The housing market in Guin, Alabama, presents promising opportunities for both buyers and sellers. With affordable home prices and a growing demand for properties, investing in real estate in Guin can offer solid returns and long-term appreciation.

Some of Guin's main attractions include the scenic Dismals Canyon, offering stunning natural beauty, as well as the Guin City Park, providing recreational activities for residents and visitors alike. Additionally, the outdoor enthusiasts can explore the nearby Bankhead National Forest for hiking and camping adventures.

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