DSCR up to 8 units in Gunter, TX

DSCR loan in Gunter, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Gunter, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Gunter, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Gunter, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Gunter, TX real estate investors have you covered.

Investment Opportunities in Gunter, TX

DSCR Loan Benefits in Gunter, Texas

Debt Service Coverage Ratio (DSCR) loans offer numerous advantages for residents in Gunter, Texas. These loans provide borrowers with the ability to secure financing based on the property's income rather than personal credit. This can be particularly beneficial for real estate investors looking to expand their portfolios without impacting their personal credit score.

Gunter, Texas, boasts a diverse population with a mix of families, young professionals, and retirees. The town has a strong sense of community, with various local events and activities that bring residents together. Additionally, Gunter's proximity to larger cities like Dallas offers residents the perfect balance between small-town charm and urban amenities.

The housing market in Gunter, Texas, is thriving, with a range of properties available to suit different preferences and budgets. Whether you're looking for a cozy single-family home or a spacious ranch-style property, Gunter has something for everyone. With the help of DSCR loans, prospective buyers can take advantage of competitive interest rates and flexible loan terms to make their homeownership dreams a reality.

Some main attractions in Gunter include the beautiful Gunter City Park, perfect for outdoor activities and picnics, as well as the historic Downtown Gunter area with charming shops and eateries. The town also hosts annual events like the Gunter Independence Day Celebration, bringing the community together in a festive atmosphere.

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