DSCR up to 8 units in Gurley, AL

DSCR loan in Gurley, AL is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Gurley, AL, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Gurley, AL

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Gurley, AL can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Gurley, AL real estate investors have you covered.

Investment Opportunities in Gurley, AL

DSCR Loan Benefits in Gurley, Alabama

DSCR (Debt Service Coverage Ratio) loans in Gurley, Alabama, offer numerous benefits to borrowers. These loans are structured to ensure that the property's income is sufficient to cover the mortgage payment, making them a secure financing option. DSCR loans typically have lower interest rates, longer repayment terms, and higher loan amounts, making them an attractive choice for real estate investors in Gurley.

Gurley, Alabama, is a small town with a population of around 800 residents. The community is known for its friendly and close-knit atmosphere, offering a peaceful environment for families and retirees. The town has a mix of rural and suburban characteristics, providing residents with a relaxed lifestyle away from the hustle and bustle of larger cities.

The housing market in Gurley, Alabama, is stable, with a growing demand for residential properties. Home prices are relatively affordable compared to nearby urban areas, making it an attractive location for first-time homebuyers and investors. The real estate market offers a variety of housing options, from cozy single-family homes to spacious rural estates, catering to diverse preferences.

Gurley, Alabama, boasts several main attractions that draw visitors and residents alike. The town is home to the Gurley Antique Mall, a popular destination for antique enthusiasts and collectors. Outdoor enthusiasts can explore the nearby Monte Sano State Park, offering hiking trails, camping sites, and stunning panoramic views of the surrounding mountains.

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