DSCR up to 8 units in Gustine, CA

DSCR loan in Gustine, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Gustine, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Gustine, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Gustine, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Gustine, CA real estate investors have you covered.

Investment Opportunities in Gustine, CA

Benefits of DSCR Loan in Gustine, California

DSCR loans in Gustine, California offer numerous benefits to potential homeowners. One key advantage is the ability to secure financing based on the property's income potential rather than personal income or credit score. This makes it an attractive option for individuals who may not qualify for traditional mortgages.

Gustine, California, situated in Merced County, has a diverse demographic makeup. With a population of approximately 5,800 residents, the community boasts a mix of cultures and backgrounds. The median household income in Gustine is $56,477, making it an affordable option for individuals seeking homeownership.

The housing market in Gustine offers a range of opportunities for both buyers and investors. The median home value in Gustine is $259,100, with steady appreciation rates. DSCR loans provide a flexible financing option for individuals looking to invest in the local housing market and capitalize on the town's growth potential.

Some of the main attractions in Gustine include the beautiful Henry Miller Plaza, where residents can enjoy community events and gatherings. Additionally, the city's proximity to hiking trails and parks makes it an ideal location for outdoor enthusiasts. With its small-town charm and rich history, Gustine offers a welcoming environment for residents of all ages.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
Book Your Appointment
Book now