DSCR up to 8 units in Guthrie, TX

DSCR loan in Guthrie, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Guthrie, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Guthrie, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Guthrie, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Guthrie, TX real estate investors have you covered.

Investment Opportunities in Guthrie, TX

DSCR Loan Benefits in Guthrie, Texas

DSCR loans, also known as Debt-Service Coverage Ratio loans, offer numerous advantages for individuals looking to invest in real estate in Guthrie, Texas. One of the primary benefits is the ability to secure financing based on the property's income rather than personal income, making it easier for investors to qualify.

Demographically, Guthrie is a small town in King County, Texas, with a population of approximately 160 residents. The town boasts a close-knit community with a median household income above the state average, making it an attractive location for real estate investment.

In terms of the housing market, Guthrie offers affordable properties compared to larger cities in Texas. With the help of DSCR loans, investors can capitalize on the growing demand for rental properties in the area, providing a stable source of income and potential for long-term appreciation.

While Guthrie may be a small town, it is rich in history and charm. Main attractions include the historic King County Courthouse, the Guthrie Heritage Square, and plenty of recreational activities for outdoor enthusiasts such as hiking, fishing, and camping in the nearby rolling plains of West Texas.

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