DSCR up to 8 units in Guy, TX

DSCR loan in Guy, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Guy, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Guy, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Guy, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Guy, TX real estate investors have you covered.

Investment Opportunities in Guy, TX

Benefits of DSCR Loan in Guy, Texas

1. Financial Flexibility: A Debt Service Coverage Ratio (DSCR) loan in Guy, Texas provides borrowers with financial flexibility by allowing them to use their rental income to qualify for the loan, enabling them to invest in real estate without significant personal financial obligations.

2. Competitive Interest Rates: DSCR loans typically offer competitive interest rates, making them an attractive financing option for investors looking to purchase or refinance investment properties in Guy, Texas.

3. Long-Term Investment: DSCR loans are suitable for long-term investments as they offer extended repayment periods, allowing borrowers to spread out their loan payments over time while accruing potential rental income.

Demographics

Guy, Texas, is a small town with a population of approximately 1,500 residents. The town has a diverse community, with a mix of young families, retirees, and professionals. The median household income in Guy is above the national average, providing residents with a comfortable standard of living.

Housing Market

The housing market in Guy, Texas, is stable and offers a mix of single-family homes, townhouses, and apartments. The median home price in Guy is affordable compared to nearby cities, making it an attractive location for first-time homebuyers and real estate investors.

Main Attractions

Some of the main attractions in Guy, Texas, include the beautiful Guy City Park, which offers recreational facilities for families and outdoor enthusiasts. The town also hosts a variety of community events throughout the year, fostering a sense of close-knit community spirit among residents.

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