DSCR up to 8 units in Harbor City, CA

DSCR loan in Harbor City, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Harbor City, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Harbor City, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Harbor City, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Harbor City, CA real estate investors have you covered.

Investment Opportunities in Harbor City, CA

Benefits of DSCR Loans in Harbor City, California

DSCR loans in Harbor City, California offer numerous benefits to borrowers. One key advantage is that they are designed for commercial real estate investment, allowing borrowers to finance income-producing properties without affecting personal credit. These loans typically have lower interest rates and longer repayment terms compared to traditional mortgages.

Demographically, Harbor City is a diverse neighborhood in Los Angeles with a mix of cultures and backgrounds. The population consists of mostly working-class individuals and families. The area offers a range of housing options, from single-family homes to apartment complexes, making it an attractive location for both investors and residents.

In terms of the housing market, Harbor City has seen steady growth in property values in recent years. The demand for housing in the area remains strong, driven by its proximity to major freeways, downtown LA, and the port of Los Angeles. This makes it a desirable location for real estate investment and development.

Some of the main attractions in Harbor City include the Ken Malloy Harbor Regional Park, a popular recreational spot with a lake, picnic areas, and walking trails. The neighborhood also boasts various dining options, shopping centers, and easy access to nearby beaches, making it a vibrant and convenient place to live and invest in.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
Book Your Appointment
Book now