DSCR up to 8 units in Hardin, TX

DSCR loan in Hardin, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Hardin, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Hardin, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Hardin, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Hardin, TX real estate investors have you covered.

Investment Opportunities in Hardin, TX

Benefits of a DSCR Loan in Hardin, Texas

A Debt Service Coverage Ratio (DSCR) loan in Hardin, Texas offers numerous benefits to borrowers. This type of loan provides a way for both individuals and businesses to secure financing based on the income generated by the property. One of the main advantages of a DSCR loan is that it allows borrowers to leverage the property's income to qualify for a larger loan amount compared to traditional mortgages.

Demographics in Hardin, Texas reveal a vibrant community with a population that values rural living. The area boasts a diverse mix of residents, including families, professionals, and retirees. With a strong sense of community, Hardin offers a peaceful and safe environment for residents of all ages.

The housing market in Hardin, Texas is characterized by a mix of traditional single-family homes, spacious ranch-style properties, and new developments catering to modern lifestyles. The market has seen steady growth in property values, making it an attractive location for both homeowners and real estate investors looking for long-term appreciation.

When it comes to attractions, Hardin, Texas has something for everyone. Nature enthusiasts can explore the nearby national forests and wildlife reserves, while history buffs can visit local museums and heritage sites. Additionally, the town hosts regular community events and fairs that bring residents together for fun and entertainment.

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