DSCR up to 8 units in Harvest, AL

DSCR loan in Harvest, AL is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Harvest, AL, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Harvest, AL

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Harvest, AL can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Harvest, AL real estate investors have you covered.

Investment Opportunities in Harvest, AL

Benefits of DSCR Loan in Harvest, Alabama

1. Benefits of DSCR Loan: A Debt-Service Coverage Ratio (DSCR) loan in Harvest, Alabama, offers numerous advantages to potential borrowers. It provides a clear picture of the property's cash flow, making it easier to assess the property's financial health and loan repayment capacity.

2. Demographics: Harvest, Alabama, is a vibrant community with a growing population. The area boasts a diverse population mix, with a strong sense of community and a range of amenities that cater to residents of all ages and backgrounds.

3. Housing Market: The housing market in Harvest, Alabama, is thriving, with a variety of properties available to suit different preferences and budgets. The market offers opportunities for both homebuyers and investors, with steady appreciation rates and a low inventory turnover.

4. Main Attractions: Harvest, Alabama, is known for its picturesque landscapes, numerous parks, and recreational facilities. Residents and visitors can enjoy outdoor activities such as hiking, picnicking, and fishing at the beautiful local parks.

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