DSCR up to 8 units in Hat Creek, CA

DSCR loan in Hat Creek, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Hat Creek, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Hat Creek, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Hat Creek, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Hat Creek, CA real estate investors have you covered.

Investment Opportunities in Hat Creek, CA

Benefits of a DSCR Loan in Hat Creek, California

Debt Service Coverage Ratio (DSCR) loans offer numerous benefits in Hat Creek, California. These loans provide a safeguard for lenders, ensuring that the borrower has enough cash flow to cover their debt obligations. This can lead to more favorable loan terms and higher loan amounts for borrowers.

Demographics in Hat Creek show a small but vibrant community with a population that values the outdoors and natural beauty. The town is known for its friendly residents and strong sense of community, making it an ideal place for families and nature enthusiasts.

The housing market in Hat Creek is characterized by its picturesque properties, often nestled in the stunning natural landscapes surrounding the town. With a variety of housing options available, from cozy cabins to spacious family homes, the market caters to a range of preferences and budgets.

Some main attractions in Hat Creek include the renowned Hat Creek Radio Observatory, a hub for astronomy research and education. Outdoor enthusiasts can enjoy activities like hiking in Lassen Volcanic National Park or fishing in Hat Creek, known for its abundant trout population.

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