DSCR up to 8 units in Hayward, CA

DSCR loan in Hayward, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Hayward, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Hayward, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Hayward, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Hayward, CA real estate investors have you covered.

Investment Opportunities in Hayward, CA

Benefits of DSCR Loans in Hayward, California

DSCR (Debt Service Coverage Ratio) loans offer numerous benefits to individuals in Hayward, California. These loans provide a way for borrowers to secure financing for income-generating properties without relying solely on personal credit scores. The approval process typically involves assessing the property's income potential rather than the borrower's credit history.

Demographically, Hayward boasts a diverse population with a mix of cultures and backgrounds. The city has a strong sense of community, making it an attractive place for families and individuals alike. With a range of housing options available, from single-family homes to apartments and condominiums, there is something for everyone in Hayward.

Regarding the housing market, Hayward has experienced steady growth in property values in recent years. The city's real estate market offers opportunities for both buyers and sellers, with a range of pricing options to suit various budgets. DSCR loans can be particularly beneficial in a competitive market like Hayward, providing buyers with additional options for financing.

Some of the main attractions in Hayward include the beautiful Hayward Japanese Gardens, perfect for a tranquil retreat. The city is also home to the Garin Regional Park, offering stunning views of the Bay Area. Additionally, the vibrant downtown area is filled with shops, restaurants, and entertainment venues, making it a lively hub for residents and visitors.

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