DSCR up to 8 units in Headland, AL

DSCR loan in Headland, AL is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Headland, AL, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Headland, AL

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Headland, AL can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Headland, AL real estate investors have you covered.

Investment Opportunities in Headland, AL

Benefits of DSCR Loan in Headland, Alabama

DSCR loans offer numerous benefits for borrowers in Headland, Alabama. One major advantage is that these loans consider the property's income potential rather than the borrower's personal income, making them accessible to real estate investors and individuals with multiple properties.

Demographics in Headland show a population of approximately 4,510 residents. The town has a diverse community with a median household income of $41,852. The cost of living is lower than the national average, making it an attractive place for potential homeowners and investors.

In terms of the housing market, Headland offers a mix of affordable single-family homes, spacious apartments, and charming townhouses. The average home value is $132,500, with a steady appreciation rate of 3.5% annually. This stability makes it a favorable location for long-term investments.

Main attractions in Headland include the historic Town Square, where residents can enjoy local cafes, shops, and community events. The Headland Country Club provides golf enthusiasts with a picturesque course, while the Chattahoochee River offers outdoor activities such as fishing and kayaking.

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