DSCR up to 8 units in Helena, AL

DSCR loan in Helena, AL is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Helena, AL, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Helena, AL

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Helena, AL can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Helena, AL real estate investors have you covered.

Investment Opportunities in Helena, AL

Benefits of DSCR Loan in Helena, Alabama

A Debt Service Coverage Ratio (DSCR) loan offers numerous advantages for potential borrowers in Helena, Alabama. The DSCR loan provides a more comprehensive assessment of an individual's ability to meet their debt obligations, making it easier to secure financing for real estate investments or business ventures.

Helena, a charming city in Shelby County, Alabama, boasts a diverse population of approximately 19,000 residents. The community is known for its excellent schools, safe neighborhoods, and strong sense of community, making it an ideal place to settle down and raise a family.

The housing market in Helena is thriving, with a range of affordable options available for homebuyers. The city offers a mix of modern developments and historic properties, catering to various tastes and preferences. Additionally, the demand for housing in Helena is on the rise, presenting a promising investment opportunity for those looking to purchase property in the area.

Helena is home to several main attractions that draw residents and visitors alike. The Helena Amphitheater hosts regular concerts and events, providing entertainment for all ages. Outdoor enthusiasts can explore the numerous parks and nature trails in the area, while history buffs can visit landmarks like Old Town Helena, which offers a glimpse into the city's past.

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