DSCR up to 8 units in Helendale, CA

DSCR loan in Helendale, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Helendale, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Helendale, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Helendale, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Helendale, CA real estate investors have you covered.

Investment Opportunities in Helendale, CA

DSCR Loan Benefits in Helendale, California

Benefits of DSCR Loan: A debt service coverage ratio (DSCR) loan in Helendale, California can provide financial flexibility to borrowers by considering the property's income when determining loan eligibility. This type of loan is particularly beneficial for real estate investors as it helps in securing financing based on the property's cash flow rather than personal income.

Demographics: Helendale, located in the southern California desert, has a population that is predominantly middle-class with a significant number of retirees. The town offers a suburban feel and attracts residents looking for a peaceful environment away from the city hustle.

Housing Market: Helendale's housing market is diverse, offering a mix of single-family homes and spacious estates. The real estate market in Helendale is relatively stable, with moderate appreciation rates over the years, making it an attractive location for both investors and homeowners.

Main Attractions: Some of Helendale's main attractions include the Silver Lakes community, which features two lakes, a golf course, and various recreational activities. The town is also close to the famous Route 66, providing residents with easy access to iconic landmarks and historic sites.

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