DSCR up to 8 units in Hermosa Beach, CA

DSCR loan in Hermosa Beach, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Hermosa Beach, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Hermosa Beach, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Hermosa Beach, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Hermosa Beach, CA real estate investors have you covered.

Investment Opportunities in Hermosa Beach, CA

DSCR Loan Benefits in Hermosa Beach, California

DSCR (Debt Service Coverage Ratio) loans offer several benefits in Hermosa Beach, California. These loans provide favorable terms for real estate investors, ensuring that the property's income covers the debt obligations. This offers stability and protection for borrowers, especially in fluctuating markets.

Hermosa Beach, located in Los Angeles County, has a vibrant community with a population that appreciates coastal living. The city boasts a diverse demographic mix, including young professionals, families, and retirees. Its median household income is above the national average, making it an attractive market for real estate investment.

The housing market in Hermosa Beach is known for its high demand and competitive prices. DSCR loans can help investors navigate this market by offering financing solutions tailored to income-producing properties. With the potential for sustained growth, investing in Hermosa Beach real estate with a DSCR loan can be a lucrative opportunity.

Hermosa Beach offers a variety of attractions, including its beautiful sandy beaches, trendy shops, and bustling nightlife. The city is famous for its beach volleyball culture and outdoor activities. Residents and visitors alike enjoy the relaxed coastal lifestyle, making Hermosa Beach a desirable location for both living and investing.

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