DSCR up to 8 units in Holly Pond, AL

DSCR loan in Holly Pond, AL is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Holly Pond, AL, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Holly Pond, AL

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Holly Pond, AL can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Holly Pond, AL real estate investors have you covered.

Investment Opportunities in Holly Pond, AL

Benefits of a DSCR Loan in Holly Pond, Alabama

DSCR (Debt Service Coverage Ratio) loans offer several benefits for individuals in Holly Pond, Alabama. These loans consider the income generated by the property to determine eligibility, making them ideal for real estate investors. With competitive interest rates and flexible terms, DSCR loans provide financial leverage without putting personal credit at risk.

Holly Pond, Alabama, is a small town with a close-knit community. The population consists of approximately 800 residents, predominantly families and retirees. The town is known for its safe neighborhoods, good schools, and a peaceful atmosphere, making it an ideal place to settle down or invest in rental properties.

The housing market in Holly Pond offers diverse options, including single-family homes, townhouses, and rural properties. The median home price is affordable, making it attractive for first-time buyers and investors. With increasing demand and development, the real estate market in Holly Pond is showing signs of growth and potential for a profitable investment.

Some of the main attractions in Holly Pond include the picturesque Holly Pond, perfect for fishing and picnics, local farmers' markets offering fresh produce, and the annual Holly Pond Homestead Festival celebrating the town's rich history and culture. Additionally, the close proximity to natural parks and recreational areas provides residents with ample opportunities for outdoor activities.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
Book Your Appointment
Book now