DSCR up to 8 units in Hollytree, AL

DSCR loan in Hollytree, AL is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Hollytree, AL, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Hollytree, AL

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Hollytree, AL can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Hollytree, AL real estate investors have you covered.

Investment Opportunities in Hollytree, AL

DSCR Loan in Hollytree, Alabama: Benefits, Demographics, Housing Market, and Main Attractions

Benefits of DSCR Loan: A Debt-Service Coverage Ratio (DSCR) loan in Hollytree, Alabama provides a reliable financial solution for real estate investors by considering the property's income potential rather than relying solely on personal credit scores. This type of loan offers flexibility, higher loan amounts, and lower interest rates.

Demographics: Hollytree, Alabama, is a small, close-knit community with a population of around 500 residents. The town boasts a diverse demographic mix, with a median household income above the state average. The population consists mainly of families and retirees attracted to the scenic beauty and peaceful atmosphere of the area.

Housing Market: The housing market in Hollytree, Alabama, is characterized by affordable prices, steady appreciation, and a range of property types from single-family homes to spacious ranches. With a low cost of living and a stable economy, Hollytree presents a promising investment opportunity for those considering real estate ventures.

Main Attractions: Hollytree is known for its natural beauty, offering residents and visitors picturesque views, outdoor recreational activities, and a serene environment. Some main attractions include the Hollytree National Forest, the quaint downtown area with local shops and restaurants, and the annual Hollytree Fall Festival celebrating the town's rich history and culture.

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