DSCR up to 8 units in Homewood, CA

DSCR loan in Homewood, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Homewood, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Homewood, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Homewood, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Homewood, CA real estate investors have you covered.

Investment Opportunities in Homewood, CA

Benefits of DSCR Loan in Homewood, California

DSCR (Debt Service Coverage Ratio) loans in Homewood, California offer numerous advantages to borrowers. These loans are ideal for real estate investors as they primarily consider the property's income potential rather than the borrower's personal income. This means that investors can qualify for larger loans based on the property's revenue-generating capability.

Homewood, California, boasts a diverse demographic mix with a strong sense of community. The town is known for its family-friendly environment, making it an attractive place for investors seeking long-term rental properties through DSCR loans. The population is a mix of young families, professionals, and retirees, creating a vibrant and inclusive neighborhood.

The housing market in Homewood is thriving, offering a range of investment opportunities for those utilizing DSCR loans. The area features a mix of single-family homes, vacation rentals, and commercial properties. With the demand for rental properties on the rise, investors can benefit from competitive rental rates and high occupancy levels, ensuring a steady income stream.

Homewood, California, is not only a great place for real estate investment but also offers a variety of attractions for residents and visitors. From beautiful beaches and outdoor recreational activities to charming shops and restaurants, the town has something for everyone. The scenic beauty of Lake Tahoe and proximity to ski resorts make Homewood a desirable location for both residents and tourists.

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