DSCR up to 8 units in Houston, AL

DSCR loan in Houston, AL is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Houston, AL, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Houston, AL

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Houston, AL can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Houston, AL real estate investors have you covered.

Investment Opportunities in Houston, AL

Benefits of DSCR Loan in Houston, Alabama

A Debt Service Coverage Ratio (DSCR) loan in Houston, Alabama offers various benefits for borrowers. One of the main advantages is that it helps investors secure funding for income-producing properties without relying solely on personal income.

Demographically, Houston, Alabama is a diverse city with a population that includes a mix of young professionals, families, and retirees. The city's vibrant community provides a welcoming environment for residents from different backgrounds.

In terms of the housing market, Houston, Alabama offers a range of options from affordable starter homes to luxury properties. The market is stable with moderate appreciation rates, making it an attractive location for both first-time buyers and seasoned investors.

Among the main attractions in Houston, Alabama are its picturesque parks, historic landmarks, and cultural venues. Residents and visitors can enjoy outdoor activities, local festivals, and a thriving arts scene, adding to the city's charm and appeal.

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