DSCR up to 8 units in Huntington Beach, CA

DSCR loan in Huntington Beach, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Huntington Beach, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Huntington Beach, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Huntington Beach, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Huntington Beach, CA real estate investors have you covered.

Investment Opportunities in Huntington Beach, CA

Benefits of DSCR Loan in Huntington Beach, CA

DSCR loans, or Debt Service Coverage Ratio loans, offer numerous advantages to borrowers in Huntington Beach, California. These loans prioritize the property's income potential over the borrower's credit score, making them accessible to a wider range of investors and property owners. Additionally, the flexible terms and competitive interest rates of DSCR loans make them an attractive financing option for both new acquisitions and refinancing existing properties.

Huntington Beach, located in Orange County, has a diverse population that includes young professionals, families, and retirees. With a median household income above the national average, the city offers a strong economic base for real estate investments. The thriving job market and proximity to major metropolitan areas make Huntington Beach an appealing destination for property buyers seeking long-term value and stability.

The housing market in Huntington Beach is characterized by a mix of single-family homes, townhouses, and luxury beachfront properties. While the market has shown resilience and growth over the years, the demand for housing continues to outpace supply, leading to competitive pricing and quick sales. DSCR loans can help investors capitalize on these market conditions by providing the necessary funds to secure desirable properties and take advantage of potential appreciation.

Aside from its attractive real estate market, Huntington Beach boasts a range of main attractions that draw visitors and residents alike. From its iconic beaches and vibrant waterfront activities to its bustling downtown scene and world-class surfing spots, the city offers a laid-back beach lifestyle combined with modern amenities and cultural experiences.

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