DSCR up to 8 units in Huntsville, AL

DSCR loan in Huntsville, AL is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Huntsville, AL, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Huntsville, AL

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Huntsville, AL can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Huntsville, AL real estate investors have you covered.

Investment Opportunities in Huntsville, AL

The Benefits of DSCR Loan in Huntsville, Alabama

A Debt-Service Coverage Ratio (DSCR) loan in Huntsville, Alabama offers numerous benefits for aspiring homebuyers and property investors. One of the key advantages of a DSCR loan is that lenders primarily consider the property's income potential rather than the borrower's personal income, making it easier for individuals with multiple investment properties or fluctuating incomes to secure financing.

Demographically, Huntsville, Alabama, is a vibrant city known for its rich history in aerospace and defense industries, attracting a diverse population of professionals, families, and retirees. With a strong job market fueled by companies like NASA and the Redstone Arsenal, the city boasts a high quality of life and a low cost of living, making it an ideal location for real estate investment.

The housing market in Huntsville is currently experiencing a surge in demand, driven by a growing population and a thriving economy. Property values have been steadily increasing, offering excellent opportunities for investors to see substantial returns on their investment. With a range of housing options available, from historic homes to modern condos, Huntsville provides something for every buyer's preference and budget.

In addition to its robust real estate market, Huntsville boasts a variety of attractions that make it a desirable place to live and invest. The city is home to the U.S. Space & Rocket Center, the Huntsville Botanical Garden, and numerous parks and outdoor recreational areas, offering residents and visitors plenty of opportunities for leisure and entertainment.

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