DSCR up to 8 units in Imperial, CA

DSCR loan in Imperial, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Imperial, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Imperial, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Imperial, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Imperial, CA real estate investors have you covered.

Investment Opportunities in Imperial, CA

Benefits of DSCR Loan in Imperial, California

DSCR (Debt Service Coverage Ratio) loans offer several advantages for real estate investors in Imperial, California. These loans provide flexibility in financing commercial properties by considering the property's income generated for loan approval, rather than relying solely on the borrower's credit score.

Imperial, California, a city known for its diverse population and strong sense of community, offers a promising market for real estate investment. With a growing population of young professionals and families, there is a high demand for rental properties, making it an attractive location for property investors.

The housing market in Imperial, California, is thriving, with a mix of affordable housing options and luxury properties. The city's strategic location near major highways and airports makes it a convenient hub for residents and businesses alike, contributing to the stability and growth of the real estate market.

Imperial boasts several main attractions, including the Imperial Valley Expo, a popular venue for events and entertainment, and the nearby Imperial Sand Dunes, a favorite destination for outdoor enthusiasts. Additionally, the city's vibrant downtown area offers a variety of dining, shopping, and cultural experiences for residents and visitors.

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