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DSCR loan in Imperial Beach, CA is based on the property's cash flow without the borrower's income verification.
DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Imperial Beach, CA, and many other cities throughout Texas and the US.
Buy-and-hold investors in Imperial Beach, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.
If you are looking at a single-family home, condo, townhome, or multiplex, our Imperial Beach, CA real estate investors have you covered.
DSCR (Debt-Service Coverage Ratio) loans offer numerous benefits for real estate investors in Imperial Beach, California. These loans provide a reliable way to finance investment properties while ensuring steady cash flow. The main advantage is the flexibility in qualifying for the loan based on property income rather than personal income. Imperial Beach, located in San Diego County, has a diverse population with a mix of young professionals and families. The city boasts a median household income that is slightly below the national average, making it an attractive location for real estate investment opportunities. The housing market in Imperial Beach is robust, with a steady demand for rental properties. The area offers a range of housing options, including beachfront condos, single-family homes, and investment properties ideal for rental income. Property values have been appreciating steadily, making it a sound investment choice. Imperial Beach is known for its beautiful beaches, including the Imperial Beach Pier and Silver Strand State Beach. The city also offers attractions such as the Tijuana Estuary Visitor Center and various parks and recreational facilities, making it a popular destination for tourists and residents alike.
Benefits of DSCR Loan in Imperial Beach, California